Why people choose Oshawa
Oshawa is often one of the more affordable places to buy in Durham Region. It is home to Ontario Tech University and Durham College, Oshawa GO station on the Lakeshore East line, and Highway 401 and 407.
Neighbourhoods I work in
Windfields, Kedron, Taunton, Samac, Centennial, Eastdale, Northglen, McLaughlin, Vanier and Downtown Oshawa.
Buying in Oshawa
Durham Region has no municipal land transfer tax. Buyers here pay only the Ontario land transfer tax, while buyers in Scarborough and the rest of the City of Toronto pay the Toronto tax as well. On a $900,000 home, that is about $14,475 less at closing for a buyer who is not a first-time buyer. First-time buyers can get up to $4,000 back from Ontario. See my land transfer tax guide for worked examples, or use the calculator for your price.
Buying a rental property
Rental and investment properties have different down payment and approval rules from a home you live in. I can show you how lenders count rental income, what you need to put down and how a property with a legal second unit may be treated.
Selling in Oshawa
My free home evaluation gives you a price range based on recent sales near you, with no obligation to list.
Common questions
Can you help me finance a rental property in Oshawa?
Yes. I compare lenders that work with investment properties and explain how much rental income they will count.
Do first-time buyers get a land transfer tax rebate in Oshawa?
Yes, from Ontario, up to $4,000. There is no municipal land transfer tax in Oshawa.
Thinking about a move in Oshawa?
Book a free 30-minute call by phone, by video or at the office. I'll walk you through your numbers and next steps.
General information, not financial, legal or tax advice. Mortgages are subject to lender approval. Mortgage services are provided by Ashraful Khan, Mortgage Broker, Lic. #M22000883, Mortgage Alliance Inc., FSRA Licence #10530. Real estate services are provided by Ashraful Khan, Sales Representative, Royal LePage Ignite Realty, Brokerage, Independently Owned and Operated. Not intended to solicit buyers or sellers currently under contract.