In September 2025, home sales in the Greater Toronto Area (GTA) hit an eight-month high, rising to 5,765 seasonally adjusted units — up 2% from August. However, that surge in activity happened even as prices slipped slightly: the TRREB home price index dropped 0.5% month-over-month to C$971,500. This contrast — increased sales with softer pricing […]

There’s a fresh wave of expectations sweeping through the Canadian mortgage & housing market: economists are widely expecting the Bank of Canada (BoC) to cut interest rates soon — possibly as early as next week — following economic signals and inflation behavior. Meanwhile, the U.S. Federal Reserve is also poised to lower rates, though for […]

Introduction: Market Shifts Are Not Obstacles—They’re Opportunities In today’s Canadian housing and mortgage landscape, change is constant. Rising interest rates, falling rates, and shifting lender policies can feel overwhelming for homebuyers, homeowners, and investors alike. However, every market shift also brings fresh opportunities. With the right guidance and strategy, you can use these shifts to […]